HEALTH INSURANCE ELIGABILITY

1. In addition to being a U.S. citizen, lawful permanent resident (green card holder), or lawfully present immigrant, you must also not be incarcerated to be eligible for marketplace coverage.

Eligibility for premium tax credits and other subsidies to help lower the cost of coverage depends on your household income. Generally, you may qualify for subsidies if your income falls between 100% and 400% of the federal poverty level (FPL), although specific income thresholds may vary by state.

1. If you have access to affordable health insurance coverage through your employer (or your spouse’s employer), you may still be eligible for marketplace coverage if the employer-sponsored plan does not meet certain standards for affordability or minimum value.

1. You may be eligible for marketplace coverage if you do not have access to employer-sponsored insurance, Medicaid, Medicare, or other qualifying coverage options.

1. Generally, individuals under the age of 65 are eligible to purchase marketplace coverage. Those who are 65 or older may be eligible for Medicare.