Workers’ Compensation Insurance is a type of insurance that provides benefits to employees who suffer work-related injuries or illnesses. It typically covers medical expenses, lost wages, and rehabilitation costs for injured workers, regardless of who was at fault for the injury. Workers’ Compensation Insurance also helps protect employers from lawsuits by injured employees, as it provides an exclusive remedy that limits the employee’s right to sue their employer for workplace injuries. This coverage is essential for businesses of any size with employees, as it helps ensure compliance with state laws and provides vital protection for both employers and workers.